Terms of Service

Terms

Terms of Service

Effective date: September 2023  ·  Last updated: May 2026

These Terms of Service govern your use of this website and its services. Please read them carefully. By accessing or using the site, you agree to be bound by these Terms. If you do not agree, please do not use the site.

1. Acceptance of terms

These Terms of Service ("Terms") form a binding agreement between you and us. By accessing or using this website, creating an account, or purchasing a membership, you confirm that you have read, understood, and agree to these Terms and to our Privacy Policy.

2. Who we are

This website is operated by Kevin Hanegan, a sole proprietor doing business as Data into Wisdom Consulting, based in Massachusetts, United States. In these Terms, "we," "us," and "our" refer to Data into Wisdom Consulting.

3. Eligibility

You must be at least 18 years old, or the age of majority in your jurisdiction, to create an account or purchase a membership. By using the site, you represent that you meet this requirement and that the information you provide is accurate and complete.

4. Accounts

Some features require you to create an account. You are responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account. You agree to notify us promptly of any unauthorized use.

Accounts are for individual use. You may not share your account credentials or allow others to access paid content through your account, except as expressly permitted by a Team or Enterprise membership.

5. Memberships and billing

We offer free and paid memberships. Paid memberships are billed in advance on a recurring basis (for example, annually or monthly) according to the plan you select.

Automatic renewal

Paid memberships renew automatically at the end of each billing period at the then-current rate, unless you cancel before the renewal date. By purchasing a paid membership, you authorize us and our payment processor to charge your payment method on each renewal.

Pricing changes

We may change membership pricing. If we change the price of a plan you are subscribed to, we will give you reasonable advance notice, and the new price will apply at your next renewal.

Payment

Payments are processed by our third-party payment provider. You agree to provide accurate, current payment information. If a payment fails, we may suspend or terminate your access to paid features.

6. Cancellation and refunds

You may cancel a paid membership at any time through your account settings. When you cancel, your membership remains active through the end of the current billing period, and it will not renew after that.

Except where required by applicable law, fees already paid are non-refundable, and we do not provide refunds or credits for partial billing periods, unused access, or content you have not used. Team and Enterprise engagements may be subject to separate written terms.

If you believe you have been billed in error, contact us at [email protected] and we will review the matter in good faith.

7. Acceptable use

When using the site, you agree that you will not:

  • Use the site for any unlawful purpose or in violation of these Terms
  • Share, resell, or redistribute paid content without our written permission
  • Copy, scrape, or systematically extract content from the site
  • Share your account access with unauthorized users
  • Attempt to gain unauthorized access to the site, other accounts, or our systems
  • Interfere with or disrupt the operation, security, or integrity of the site
  • Upload or transmit malicious code, or use the site to harm others
  • Misrepresent your identity or affiliation

We may suspend or terminate access for any violation of this section.

8. Intellectual property

All content on this site, including articles, frameworks, guides, assessments, learning materials, text, graphics, logos, and software, is owned by us or our licensors and is protected by intellectual property laws.

Subject to your compliance with these Terms, we grant you a limited, personal, non-exclusive, non-transferable, revocable license to access and use the content for your own personal or internal professional use. This license does not allow you to reproduce, distribute, publicly display, resell, or create derivative works from the content without our prior written permission.

The names, logos, and brands associated with Data into Wisdom Consulting and Turning Data Into Wisdom, and our proprietary frameworks, may not be used without our written permission.

9. Your submissions

If you submit information or content to us, such as messages through a contact form or responses to an assessment, you grant us the right to use that content to provide and improve our services. You are responsible for the content you submit and confirm that you have the right to submit it.

Please do not submit confidential or sensitive information through the site that you do not wish us to receive.

10. Third-party links and services

The site may contain links to third-party websites or integrate third-party services. We do not control and are not responsible for the content, policies, or practices of third parties. Your use of third-party websites and services is at your own risk and subject to their terms.

11. Disclaimers

The site and all content and services are provided on an "as is" and "as available" basis, without warranties of any kind, whether express or implied, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

Our content is educational in nature. It is provided for general informational purposes and does not constitute professional, legal, financial, or other specialized advice. You are responsible for how you apply what you learn. We do not warrant that the site will be uninterrupted, error-free, or secure, or that any particular result will be achieved through use of our content.

12. Limitation of liability

To the fullest extent permitted by law, we will not be liable for any indirect, incidental, special, consequential, or punitive damages, or for any loss of profits, data, goodwill, or other intangible losses, arising out of or related to your use of, or inability to use, the site or its content.

To the fullest extent permitted by law, our total liability for any claim arising out of or related to these Terms or the site will not exceed the amount you paid us in the twelve months before the event giving rise to the claim, or one hundred US dollars, whichever is greater.

Some jurisdictions do not allow certain limitations of liability, so some of the above may not apply to you.

13. Indemnification

You agree to indemnify and hold harmless Data into Wisdom Consulting and Kevin Hanegan from any claims, damages, losses, liabilities, and expenses, including reasonable legal fees, arising out of your use of the site, your violation of these Terms, or your violation of any rights of a third party.

14. Termination

We may suspend or terminate your access to the site or your account at any time, with or without notice, if you violate these Terms or if we discontinue the service. You may stop using the site and cancel your membership at any time as described above.

Provisions that by their nature should survive termination, including intellectual property, disclaimers, limitation of liability, and indemnification, will survive.

15. Governing law

These Terms are governed by the laws of the Commonwealth of Massachusetts, United States, without regard to its conflict of laws principles. You agree that any dispute arising out of or related to these Terms or the site will be subject to the exclusive jurisdiction of the state and federal courts located in Massachusetts, unless applicable law gives you the right to bring a claim elsewhere.

16. Changes to these terms

We may update these Terms from time to time. When we do, we will revise the "Last updated" date at the top of this page. If we make material changes, we will provide additional notice as appropriate. Your continued use of the site after changes take effect means you accept the updated Terms.

17. Contact us

If you have questions about these Terms, contact us:

Data into Wisdom Consulting

Kevin Hanegan, Sole Proprietor

Massachusetts, United States

Email: [email protected]

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